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HalalContext
Wealth Purification Tool

Contextual Zakat Calculator

Purify your wealth with precision. A tool designed for the modern portfolio—handling Crypto, Pensions, and Debts with scholarly rigour.

Zakat Calculator

Contextual calculation based on modern assets

1. Your Assets (What you own)

£
£
£

For shares/pensions, generally check 25-30% of total value if underlying assets are mixed.

£

2. Your Debts (What you owe)Deductible liabilities

£

Overdue rent, bills, or immediate loan repayments.

£

Scholars generally do not deduct entire mortgages.

Navigating Modern Assets

1

Pensions (Defined Contribution)

You generally only owe Zakat on the accessible portion. However, many scholars advise paying on a percentage (e.g., 25-100%) of the fund value annually as a precaution, since you own the underlying assets.

2

Crypto & Stocks

Assets held for trading profits are valid Zakat items at market value. Long-term holds for dividends/staking may only be Zakatable on the liquid cash/portion within the company, depending on opinion.

The "Debt Deduction" Debate

Can you deduct your £300k mortgage from your assets?

Scholarly Consensus:

Majority Modern View: No. You can only deduct the payments due within the current lunar year (or upcoming month). Deducting the whole mortgage would exempt nearly everyone from Zakat.